Synchrony’s 18-month CDs are subject to an early-withdrawal penalty of up to 80 days of simple interest at the current rate if you withdraw your principal investment before the maturity date. Interest is compounded daily and credited to the CD monthly. Early withdrawal penalty is equal to 80 days of interest.Can withdraw interest at any time without penalty.This makes it an attractive choice for savers who want to earn a high return without tying up a significant amount of funds. The bank has gained a reputation for its competitive rates, user-friendly banking platform and excellent customer service.Īmong the various CD options offered by Synchrony Bank, its 18-month CD stands out for its impressive 5.15% APY and $0 minimum opening deposit requirement. Synchrony Bank is an online institution offering a wide range of financial products, including high-yield savings accounts, money market accounts and CDs. Synchrony Bank Certificates of Deposit Highlights:
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